About Us

Top Installment Loans is a website that’s designed to make the process of finding installment loans as easy as possible. Most people know that unsecured loans are a type of loan that’s paid off in a series of payments. What most people don’t know, is that it’s very difficult and time-consuming to find a decent lender. It should be easy to turn on your computer and search for an installment lender that’s licensed in your state. Turns out, it’s a lot harder than you’d think.

Many websites that look like direct installment lenders are not at all licensed to offer you a loan. These companies are looking to take your installment loan application with the goal of selling the info to a direct lender. We’ve heard instances where consumers applied with dozens of companies only to find out that none of them were actual lenders! Many of these websites are loan brokers and while they can help you get a loan, they’re not at all efficient.


Top Installment Loans Can Help You Find A Direct Lender

We are here to make the process easier. With our Direct Lender Installment Loan Comparison page, you can compare many of the top lenders. This means you skip the brokers and get right to the direct lenders. Besides our comparison tool, we also have helpful information about each lender that should make the process that much quicker. For example, we list the current interest rates and loan fees that the direct lenders charge. We also break down the benefits and cons of each company. Lastly, we have detailed information about each company’s history and background. Many of the finance lenders listed in our comparison tool have been around for well over a decade. It only makes sense that you would apply with a direct lender versus an online loan broker!

Please contact us if you have any other questions about best practices when it comes to the online application process. There’s plenty of other information on our site designed to help consumers. Our financial regulations page will give updated regulatory info on state issues. You can compare the rules and restrictions that are put in place on various direct lenders of installment loans. We include updates on payday loan companies and cash advance firms as well. While these aren’t necessarily direct installment lenders, some states choose to regulate them all as one.


Our Options For A Direct Installment Loan

Most lenders are licensed throughout the country, there are a few that can only operate in a few states. It’s important to know what states those are, as it can save you a lot of time and hassle. We recommend that any visitor to our site or any installment loan site do their research before selecting an online loan. The first place to start would be by checking with your state and government sites that handle direct installment loans. Start with payday advance firms and move your way up all the way to long-term personal loan services. Also, be sure to see the latest direct lender loans offered by the US Government. You’d be surprised at how many options are available in terms of funding and grants from the Government.



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Top Installment Loans